When you drop a tiny screw on the ground, that costs you pennies, pick it up. There will be a day where you can’t finish a piece without it. It is rather valuable at that point.
Even though things are still too much they are getting better I think. Maybe it will always be too much. Who knows? Anybody?
Don’t put off getting a tool that will allow you to work faster and make a better product. Handmade doesn’t have to hurt.
All of the clothes you have now will all be shop clothes one day.